Information on how National Insurance works if you work as a seafarer.

A comprehensive manual offering advice on handling your finances, debt and the ins-and-outs of everyday money management.

A free, easy to use tool which will help you create your own budget you can use to keep track of your day-to-day spending.

An independent, free to use service that provides compensation and protects you when financial services fail or go out of business.

An impartial, free and easy to use complaints service for when you have not received a fair financial service.

Calculate how much you need in your retirement, and how much you are going to have.

Guides for employees who are thinking about retirement, are about to retire, or have been retired for some time.

Pension Wise is a government service that offers free, impartial guidance for people with defined contribution pensions.

To get the most out of your free Pension Wise appointment, it's best to come prepared. Read more to see some steps on how to get organised.

This service finds contact details to search for a lost pension.

The Merchant Navy Ratings Pension Fund has recently released further details about rules around accessing your pension benefits early after injury or ill-health.

If you're an employee working at sea outside of the UK, learn how you can claim tax relief on your earnings.

A free training pack containing advice on lending, spending, debt and much more.

Citizens Advice guidance on how to spot and avoid loan sharks.

Stop Loan Sharks investigates and prosecutes illegal money lenders and provides support for borrowers in the UK.

Age UK helps you spot and avoid scams targeting your money.

National Trading Standards (NTS) Scams Team tackles and disrupts mass marketing and mail scams and supports victims.

In partnership with the NTS Scams Team, Friends Against Scams teaches you how to protect yourself and your loved ones from scams.

SAIL is a Citizens Advice service just for seafarers and their families across the UK. They offer information and advice on a wide range of financial issues such as debt, housing and welfare benefits.

Free, confidential expert debt advice and debt management solutions.

Free and independent debt advice for the self-employed and business owner over the phone and online.

Some debts are more important than others and should be paid first, as a priority.

The breathing space scheme offers up to 60 days' respite from interst, fees, and court action to reduce stress.

A credit union is a self-help co-operative whose members pool their savings to provide each other with credit at a low interest rate. To be part of a credit union you have to share a common bond with other members. This is something you all have in common such as:
- living or working in the same area
- working for the same employer
- belonging to the same church, trade union or other association

Working at sea can be difficult and impact personal relationships. You can get a referral for free relationship counselling from SAIL.

A confidential service for those who need help with mental health and wellbeing issues. As part of the Merchant Navy, you can access these resources for free, through the Seafarers Hospital Society.

For information on grant support, accommodation and health services.

Seafarer Support offers guidance on where you can find training grants. Click to find out more.

Get guidance on where to find financial support, how to learn new skills, get accredited qualifications and find new jobs in the UK maritime sector.

The UK's leading general insurance intermediary organisation who find bespoke insurance products for people who are difficult to insure.

Priority NHS treatment for working seafarers based at St Thomas' Hospital in London.

Practical advice and support to help yourself, or someone else, with a gambling problem.

Guidance about support that is available to help you manage better financially and lead a more independent life if you live with illness or disability.

Easy-to-read guidance to help you understand what might happen and what your options are after losing your job.

Guidance on wills, including advice on what should be included, executors, solicitors and much more.